Injured? Personal Injury Claims 101

Whether it’s a vehicle accident or a slip and fall, wounded individuals sometimes believe their two alternatives are to let insurance handle it or go to court. While this is somewhat true, accident victims have much more influence over the process than they know. Unfortunately, the procedure is not always straightforward, particularly if you have had a catastrophic injury. If you have been hurt in an accident and are unsure what to do, an injury lawyer may assist you in obtaining the compensation you need to pay your costs and get the care you require to make a complete recovery.

You Are Not Required to Accept the Insurance Company’s Proposal

The speed with which the insurance company strives to settle your claim may surprise you. These offers, however, are often made before your injuries, and other losses are fully understood. When you accept their offer, you free them from future responsibility, regardless of whether you were aware of the nature of your injuries or how long it would take you to recover. If the insurance company offers you a financial settlement early on, we urge that you ignore the offer until you are aware of the nature of your injuries and the time required to heal fully.

Insurance firms also make lowball proposals later in the claim process. Again, you have the freedom to reject unfair offers and bargain for the appropriate remuneration. This may be challenging; you must know how to establish a compelling case and use facts and the law to get reasonable compensation. An experienced personal injury attorney will know how to navigate the insurance claim process and get you the compensation you deserve.

Settlement is a Process of Negotiation

Unless the insurance company provides the amount you requested for your claim, you will likely have to negotiate a settlement for your case. This may take some time, but it’s important to underline that it’s not just a question of swapping numbers. Instead, you should have a strong case for why you are entitled to the amount you request. The insurance company may be unwilling to explain why they would only pay a specific amount, but remember that this is more than just a numbers game. Working with a competent and experienced negotiator like an injury lawyer may help you maximize the value of your claim.

Sometimes Going to Court Is Your Best Option

In the end, bringing a lawsuit may be your only choice for recovering compensation for your medical expenditures and other damages. The legal system, however, is intricate, and even tiny errors might damage your claim. If you believe you need to file a case, you should consult an injury lawyer first.

Contact a Horton Law Personal Injury Attorney

You are entitled to repay your losses if you were injured due to someone else’s carelessness. Horton Law has decades of experience assisting accident victims and understands how to obtain outcomes. Contact us immediately at 888-822-6011 to set up a free consultation to discuss your situation and how we can assist you.